Bluefin Sport is The FA’s appointed broker to deliver the National Game Insurance Scheme (NGIS) and can provide legal liability and personal accident insurance.
Legal Liability Insurance
Available to affiliated clubs, leagues and match officials affiliated to the Association. Cover is arranged as a block/group scheme policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind.
Four elements of cover in one unique package
- Public liability
- Employers liability
- Officers and committee liability
- Professional indemnity
Cover is purchased when you affiliate to the Association. To request a copy of your Liability Insurance certificate for the current season - CLICK HERE
Cover is available to adult and youth teams and protects players, committee members, managers, trainers and assistant referees/officials in the event of an accident arising from football activities.
Benefits of 'Superior 30' cover include:
- Accidental death
- Life cover
- Permanent total disablement
- Loss of sight, limbs, speech, hearing
- Dental expenses
- Weekly benefits for time off work
- Broken bone benefits
Lancashire Football Association strongly recommends Adult 11-a-side teams to purchase “Superior 30” cover or above, to include a weekly benefit payment.
The minimum requirement set by the Association's Council is the Basic Team Cover, detailed within the Bluefin brochure, or if the team is using another insurance provider it must include:
- Accidental death - £30,000
- Life Cover - £7,000
- Permanent Total Disablement (including permanent partial disablement) - £50,000
- Loss of sight in one or both eyes - £30,000
- Loss of one or more limbs - £30,000
Clubs can purchase cover on-line by clicking HERE
For further information on the National Game Insurance Scheme, please visit the Bluefin Sport website.
All Clubs will need to put in place both Personal Accident and Legal Liability (including Public Liability) insurance cover before they can affiliate.